Payday loans issued by banks are often referred to as “direct deposit advances.” In early 2013, the.

Payday loans issued by banks are often referred to as “direct deposit advances.” In early 2013, the average direct deposit advance charged $10 for a $100 advance and was due in 10 days. What is the effective annual rate on this type of loan?

Payday loans issued by banks are often referred to as





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